Agreement to Terms

By accessing 123EasyMedicare.com, you agree to these Terms of Service. If you do not agree, please do not use this website.

About This Website

123EasyMedicare.com is operated by American Retirement Advisors, LLC, an independent insurance agency. Our principal advisor, David Schaeffer, is licensed in all 50 states. Our advisors are licensed insurance professionals, and many hold the Certified Medicare Planner® designation; when you work with an advisor through this site, you are working with American Retirement Advisors. We are not connected with or endorsed by the United States government or the federal Medicare program.

Educational Content

All content on this website is for educational purposes only and does not constitute insurance advice, financial advice, or a recommendation to purchase any specific plan. Medicare plan availability, costs, and benefits vary by location and are subject to change. Always verify current plan details with the carrier or Medicare.gov before making enrollment decisions.

Workshops and Events

Our public workshops are educational events under Medicare’s marketing rules. Nothing is sold at an educational event: no plan-specific benefits or premiums are discussed, and no enrollment applications are distributed or accepted. When you register for an event, we will send a registration confirmation and event reminders by email and, if you provide a mobile number, by text message. Seats are limited and offered first come, first served; if a session fills, we may offer a waitlist or an additional date. Sessions may be recorded for replay and educational use, and audience questions may appear in recordings.

Text Messaging

If you opt in to receive text messages from us, message and data rates may apply and message frequency varies. Reply STOP to cancel or HELP for help at any time. Consent is not a condition of purchase.

Cost Figures and Data

Medicare cost figures, premiums, deductibles, and IRMAA thresholds published on this website are sourced from the Centers for Medicare and Medicaid Services (CMS). These figures are updated periodically but may not reflect the most current data at all times. Verify current figures at cms.gov.

Multi-Plan Disclosure

We do not offer every plan available in your area. Currently we represent 30+ organizations which offer more than 3,000 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week to get information on all of your options.

No Guarantee of Results

Client testimonials and examples on this website reflect individual experiences. Results vary based on each client’s specific situation, location, health status, and the plan options available in their area. Past savings or outcomes experienced by one client are not indicative of future results for other clients.

Intellectual Property

All content, design, text, graphics, and other materials on this website are protected by copyright and trademark law. “123Easy Medicare,” “Medicare Made 123Easy,” and “Certified Medicare Planner” are registered trademarks. You may not reproduce, distribute, or create derivative works without written permission.

Limitation of Liability

American Retirement Advisors is not liable for any damages arising from your use of this website or reliance on information presented here. This website is provided “as is” without warranties of any kind.

Contact

American Retirement Advisors
8501 E. Princess Drive, Suite #210
Scottsdale, AZ 85255
(602) 281-3898