According to Medicare.gov as of January 2022 there are over…
Medicare Advantage Plans
Medicare Supplement Plans
Prescription Drug Plans
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“….often called an all-in-one plan. By transferring your Medicare benefits to the plan, the plan administers hospital, medical, and most often drug benefits. (These are the plans that offer non-Medicare benefits like dental, vision, and hearing.) “
“…is a federally standardized set of plans sold by insurance companies to fill the gaps in Original Medicare.”
retiree group vs. Medicare
Part b and Part d surcharges
Official Definition “Income related monthly adjustment amounts” (IRMAA):
“CMS explains that if your modified adjusted gross income is above a certain amount, you may pay an Income Related Monthly Adjustment Amount (IRMAA). Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago. This is the most recent tax return information provided to Social Security by the IRS.” – www.medicare.gov
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Over the past 20 years we have helped thousands and thousands of nice folks navigate Medicare with ease
“123Easy Medicare was very helpful and knowledgeable of everything I had to do for my insurance needs upon reaching age 65 I’m so glad that I went to the 123 seminar or I would not have known what to do
“As a retired attorney who is an expert on employer group health plans, it was important to me to find the right Medicare advisor to select the appropriate coverage to supplement Part B (i.e., with a Medigap policy and appropriate Part D plan, or through a Medicare Advantage product). I attended …Medicare Made123 Easy Medicare seminar and made an appointment… I feel confident in the selections we have made. I have found Sharon and the other representatives …I have come in contact to be friendly and caring as well as professional.
“I knew nothing about Medicare options. The seminar was enlightening. The appointment in December for options was so helpful making my April appointment to finalize so easy. I will be referring a couple of friends next year!”