Terms of Service

Terms of Service

Last updated: April 29, 2026

Agreement to Terms

By accessing 123EasyMedicare.com, you agree to these Terms of Service. If you do not agree, please do not use this website.

About This Website

123EasyMedicare.com is operated by American Retirement Advisors, LLC, an independent insurance agency licensed in all 50 states. We are not connected with or endorsed by the United States government or the federal Medicare program.

Educational Content

All content on this website is for educational purposes only and does not constitute insurance advice, financial advice, or a recommendation to purchase any specific plan. Medicare plan availability, costs, and benefits vary by location and are subject to change. Always verify current plan details with the carrier or Medicare.gov before making enrollment decisions.

Cost Figures and Data

Medicare cost figures, premiums, deductibles, and IRMAA thresholds published on this website are sourced from the Centers for Medicare and Medicaid Services (CMS). These figures are updated periodically but may not reflect the most current data at all times. Verify current figures at cms.gov.

Multi-Plan Disclosure

We do not offer every plan available in your area. Currently we represent 30+ organizations which offer more than 3,000 products in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week to get information on all of your options.

No Guarantee of Results

Client testimonials and examples on this website reflect individual experiences. Results vary based on each client’s specific situation, location, health status, and the plan options available in their area. Past savings or outcomes experienced by one client are not indicative of future results for other clients.

Intellectual Property

All content, design, text, graphics, and other materials on this website are protected by copyright and trademark law. “123Easy Medicare,” “Medicare Made 123Easy,” and “Certified Medicare Planner” are registered trademarks. You may not reproduce, distribute, or create derivative works without written permission.

Limitation of Liability

American Retirement Advisors is not liable for any damages arising from your use of this website or reliance on information presented here. This website is provided “as is” without warranties of any kind.

Contact

American Retirement Advisors
8501 E. Princess Drive, Suite #210
Scottsdale, AZ 85255
(877) 220-1089